With six months left in the year, now is an ideal time to take a closer look at your health savings account (HSA), health reimbursement accounts (HRA), and flexible spending account (FSA) balances. A quick mid‑year review can help you stay on track, avoid surprises, and make the most of the benefits available to you.
Why a Mid‑Year Review Matters
Your HSA, HRA, and FSA are valuable tools for managing healthcare expenses. By taking a moment to check your balances and contributions, you can make thoughtful decisions about upcoming medical needs and ensure you’re maximizing your tax‑advantaged dollars.
2026 Contribution Limits at a Glance
Swipe on our social post for a simple breakdown of 2026 limits—but here’s a quick reminder to keep in mind as you review your accounts:
- HSA contribution limits depend on whether you have self-only or family coverage under a high‑deductible health plan.
- FSA limits outline how much you can set aside pre‑tax for eligible medical expenses.
- HRA limits are usually fully funded by employers without employee funding, but there are limits on timing, in network and other limits on obtaining the reimbursement
What to Review Right Now
Take a few minutes to log into your account and look at:
- Your current balance
- Your year‑to‑date contributions
- Any scheduled medical appointments
- Upcoming expenses such as prescriptions, dental work, vision care, or routine checkups
We’re Here to Help
If you have questions about your coverage, your benefits, or how to make the most of your HSA, HRA, or FSA, our team at Bern Insurance is always happy to help. We’re committed to providing clear guidance and personalized support so you can feel confident in your healthcare planning.
Give us a call at (406) 727‑4969 or stop by our office in Great Falls anytime. https://www.berninsurance.com/contact
